Let FHA Loans Help You

FHA loans have been helping people become homeowners since 1934. How do we do it? The Federal Housing Administration (FHA) - which is part of HUD - insures the loan, so your lender can offer you a better deal.

  • Low down payments

  • Low closing costs

  • Easy credit qualifying


What does FHA have for you?​ Buying your first home? FHA might be just what you need. Your down payment can be as low as 3.5% of the purchase price. Available on 1-4 unit properties.​


FHA also offers financial help for seniors. Are you 62 or older? Do you live in your home? Do you own it outright or have a low loan balance? If you can answer "yes" to all of these questions, then the FHA Reverse Mortgage might be right for you. It lets you convert a portion of your equity into cash.


Do you want to make your home more energy efficient? ​You can include the costs of energy improvements into an FHA Energy-Efficient Mortgage.​


How about manufactured housing and mobile homes? Yes, FHA has financing for mobile homes and factory-built housing. We have two loan products - one for those who own the land that the home is on and another for mobile homes that are - or will be - located in mobile home parks.

Ask an FHA lender to tell you more about FHA loan products. Find an FHA lender.

Need advice? Contact a HUD-approved housing counselor or call (800) 569-4287. Need help with your down payment? State and local governments offer programs that can help. Find a program near you.

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