LOAN PROGRAMS

Understand the various loan programs available and which is the right fit for your future

The right loan for you is not always the most conservative loan.  At iLendingLink, we offer a variety of loan options.  We specialize in understanding your needs and fitting you with the right loan that helps you accomplish your goals.  If you would like to understand more about the lending process or proceed with qualification for a loan, please contact Nancy today!

C O N V E N T I O N A L

A conventional loan is a mortgage that is not guaranteed or insured by any government agency.  It is typically fixed in its terms and rate.

An FHA loan is a mortgage for low-to-moderate income borrowers who are unable to make a large down payment.

A VA loan is a mortgage loan in the United States guaranteed by the United States Department of Veterans Affairs (VA).

F E D E R A L  H O U S I N G

A D M I N I S T R A T I O N

V E T E R A N S  A F F A I R S

J U M B O

A jumbo mortgage is a form of home financing for whose amount exceeds the conforming loan limits set by the Federal Housing Finance Agency (FHFA).  It is not eligible to be purchased, guaranteed or securitized by Fannie Mae or Freddie Mac.

S U P E R  J U M B O

A Super Jumbo Mortgage is classified in the US as a residential mortgage or other home-equity secured loan in an amount greater than $650,000, although lenders differ on just what constitutes a super jumbo mortgage subject to their own internal investment criteria.

COMING SOON

U S D A

Also known as the USDA Rural Development Guaranteed Housing Loan Program, it is a mortgage loan offered to rural property owners.

Serviced by the lender issuing the loan, these are often packaged together with other loans and sold in the secondary market.

This is a specific type of asset-based financing secured by real property, issued by private investors or companies.

P O R T F O L I  O

H A R D  M O N E Y

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