Typically by private investors/companies and are asset based loans

What is Hard Money?

Hard money lenders (HMLs) are typically private individuals or small equity groups which lend money to real estate individuals, either residential or commercial.  Hard Money loans require more equity in the property than traditional financing. They also carry a higher interest rate for the borrower, for the simple reason, the individual seeking hard money, typically cannot go a traditional route of financing, as their projects, pose a higher risk for the lender.  Hard Money is a temporary solution that opens doors for a more permanent financial solution or exit strategy.

Who may benefit from a hard money loan?

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